Privacy Policy

Teralyt Software LLC ("we", "us", or "our") operates Portfolio Genius (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

Please read this Privacy Policy carefully. By using the Service, you consent to the practices described in this policy.

Information You Provide

• Account Information: Email address, name, and profile information when you create an account
• Portfolio Data: Investment positions, trades, and portfolio settings you enter manually
• Payment Information: Billing details processed through our payment provider (Stripe)
• Communications: Messages you send to us for support or feedback

Information from Brokerage Connections

When you connect a brokerage account (such as Alpaca), we collect:

• Account positions and balances
• Transaction history
• Account identifiers

We store encrypted API credentials to maintain your connection. We do NOT have the ability to execute trades or withdraw funds from your brokerage account.

Information Collected Automatically

• Usage Data: Pages visited, features used, and interactions with the Service
• Device Information: Browser type, operating system, and device identifiers
• Log Data: IP address, access times, and referring URLs
• Cookies: Session and preference cookies to improve your experience

We use the information we collect to:

• Provide, maintain, and improve the Service
• Track and display your portfolio performance
• Generate AI-powered analysis and suggestions
• Process payments and manage subscriptions
• Send service-related communications and updates
• Respond to your inquiries and provide support
• Detect and prevent fraud or abuse
• Comply with legal obligations

We do NOT sell your personal information. We may share your information in the following circumstances:

Public Portfolios

If you choose to make your portfolio public, your portfolio name, positions, performance data, and display name will be visible to other users.

Service Providers

We share information with third-party service providers who assist us in operating the Service:

• Firebase/Google Cloud: Authentication and data storage
• Stripe: Payment processing
• Amplitude: Analytics
• Sentry: Error tracking
• OpenAI/Anthropic/Google: AI model providers for portfolio analysis

Legal Requirements

We may disclose information if required by law, legal process, or government request, or to protect our rights, privacy, safety, or property.

We implement appropriate technical and organizational measures to protect your information:

• Encryption of data in transit (HTTPS) and at rest
• Secure storage of brokerage API credentials
• Access controls and authentication
• Regular security assessments

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

We retain your information for as long as your account is active or as needed to provide services. If you delete your account, we will delete or anonymize your personal information within 30 days, except where retention is required by law.

You have the right to:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Export: Request an export of your portfolio data
• Disconnect: Remove brokerage connections at any time
• Opt-out: Unsubscribe from marketing communications

To exercise these rights, please contact us at Loading....

We use cookies and similar technologies to:

• Keep you logged in
• Remember your preferences
• Understand how you use the Service
• Improve performance and user experience

You can control cookies through your browser settings, but disabling them may affect functionality.

The Service is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

The Service is operated in the United States. If you access the Service from outside the US, your information may be transferred to and processed in the US, where data protection laws may differ from your jurisdiction.

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the updated policy.