Rate My Portfolio: Get Instant AI Analysis of Your Investments

Want to know how your portfolio stacks up? Our new Rate My Portfolio feature gives you instant AI-powered analysis of your investments. Just upload a screenshot or CSV file, tell us your risk tolerance, and get a comprehensive rating with personalized recommendations—all in under a minute.

How It Works

Getting your portfolio rated is simple:

1. Upload your portfolio—Take a screenshot of your brokerage account, export a CSV, or even snap a photo with your phone. We support PNG, JPG, WebP images, CSV files, and plain text.
2. Select your risk tolerance—Choose from five levels ranging from Very Conservative to Extremely Aggressive. This helps the AI understand your investment goals.
3. Get your analysis—Our AI extracts your positions, fetches current prices, and delivers a comprehensive rating with actionable recommendations.

What You'll Receive

The AI analyzes your portfolio across multiple dimensions and provides:

You'll also see scores for cost efficiency (are you paying too much in fees?) and complexity (is your portfolio too complicated to maintain?).

Supported File Types

We've made it easy to upload your portfolio from virtually any source:

Our AI uses vision capabilities to read screenshots from any brokerage—Fidelity, Schwab, Vanguard, Robinhood, you name it. It can extract positions from share counts, dollar values, or even allocation percentages.

What Are the Risk Tolerance Levels?

Your risk tolerance tells the AI what kind of portfolio drawdown you can stomach. Here's how each level translates:

• Very Conservative—Max 10% drawdown tolerance. Focus on capital preservation with stable, low-volatility assets.
• Conservative—Max 15% drawdown tolerance. Blue-chip stocks and quality bonds.
• Moderate—Max 25% drawdown tolerance. Balanced growth with a diversified mix of asset classes.
• Aggressive—Max 40% drawdown tolerance. Growth stocks, emerging markets, higher volatility accepted.
• Extremely Aggressive—Max 55% drawdown tolerance. Maximum growth pursuit with high-risk, high-reward investments.

If your portfolio's expected volatility doesn't match your stated tolerance, the AI will flag it and suggest adjustments. For a deeper dive into how these numbers work, see our guide on understanding portfolio risk metrics.

How Do You Read Your Score?

The AI rates your portfolio on a 1-10 scale. Here's how to interpret the results:

Don't panic if your score is lower than expected. Most investors score between 5 and 7 on their first analysis. The value isn't the number itself—it's the specific, actionable recommendations that come with it.

Example: A Portfolio Analyzed

To give you an idea of what to expect, here's a simplified walkthrough of how the AI analyzes a hypothetical portfolio. Imagine uploading a screenshot showing five positions: AAPL (35%), MSFT (25%), GOOGL (20%), VTI (15%), and BND (5%).

The AI would immediately flag several issues. First, sector concentration: 80% of the portfolio is in technology stocks. Second, individual stock risk: three individual stocks make up 80% of holdings, meaning a bad earnings report from any one of them could significantly impact returns. Third, fixed income underweight: only 5% in bonds is aggressive even for a high-risk-tolerance investor.

The recommendations might include: reduce AAPL to 15% and redistribute into international exposure (VXUS), increase BND to 15-20% for stability, and consider adding a small-cap ETF (IWM) for diversification. Each recommendation comes with the AI's reasoning, so you can evaluate whether the suggestions make sense for your situation. For a deeper understanding of the risk scores in your analysis, see our portfolio risk measurement guide.

No Account Required

The best part? You can rate your portfolio without creating an account. Just head to the Rate My Portfolio page, upload your files, and get your analysis. It's that simple.

Want to save your results or get deeper analysis? You can optionally share your rated portfolio via a unique link, or set up a full AI-managed portfolio to unlock advanced features like ongoing monitoring, trade recommendations, and performance tracking.

Why Did We Build This?

Most investors wonder if they're doing the right thing. Am I diversified enough? Is my portfolio too risky? Should I make changes? Getting answers traditionally meant paying a financial advisor or spending hours researching.

Rate My Portfolio democratizes access to portfolio analysis. In less than a minute, you get the same kind of evaluation that would cost hundreds of dollars from a professional—powered by AI that analyzes your actual holdings against current market data.

Ready to Rate Your Portfolio?

Take a screenshot of your brokerage account right now and see how your portfolio scores. No signup, no credit card, no commitment—just honest AI analysis of your investments.