Best Apps to Track All Your Investments in One Dashboard (401k, IRA & Crypto) in 2026

Portfolio Genius is built for investors who want a complete, current view of all their accounts—and the ability to act on what they see—without moving their money anywhere.

Connect your accounts once through Plaid, and your holdings flow in automatically. That includes stocks, ETFs, crypto, 401(k)s, IRAs, and HSAs across 2,400+ supported banks and brokerages. No exports, no uploads, no manual reconciliation.

The AI analyzes your full portfolio and recommends specific trades based on your risk profile. Not generic advice—specific tickers, specific rationale. From there, you choose how much control to hand over:

That automation tier is what separates Portfolio Genius from every other app on this list. It's not just a tracker. It's a tracker that can act.

Pricing: Plans start at $8.33/month (billed annually). At portfolios above $80,000, that flat fee beats the 0.25% AUM model most robo-advisors charge. At $200,000, you're saving $400+ per year compared to Wealthfront or Betterment.

Want to see it before signing up? The no-signup demo at portfoliogenius.ai/try lets you explore the dashboard with real data before entering any account credentials.

Empower (formerly Personal Capital) is the most widely used free portfolio aggregator. It connects to most major brokerages, syncs holdings automatically, and gives you a clean net worth view across account types including 401(k)s and IRAs.

The dashboard itself is solid—allocation breakdowns, fee analysis, and a retirement planner that's genuinely useful for long-term projections.

The catch: Empower's business model is lead generation for its human advisory service. The free dashboard is the funnel. Once your linked portfolio crosses $100,000, expect persistent outreach from advisors. If you're not interested in that upsell, the dashboard still works, but you'll be navigating around it.

More importantly, Empower doesn't execute trades. It shows you what you own. That's it. If you want to act on what you see, you're back to logging into each brokerage separately. Crypto support is also limited and inconsistent depending on which wallets or exchanges you're trying to connect.

Wealthfront is a robo-advisor, not a portfolio tracker. That distinction matters. To use Wealthfront, you transfer your money into a Wealthfront-managed account, and the platform manages it according to your stated risk tolerance using a diversified ETF portfolio.

If you already have a 401(k) at Fidelity and an IRA at Vanguard, Wealthfront can't track those accounts in place. You'd need to roll them over or open separate accounts—a meaningful commitment, and not one every investor wants to make.

Crypto support is limited. Wealthfront offers some crypto exposure through funds, but it doesn't connect to external wallets or exchanges.

The fee is 0.25% of AUM annually. On a $300,000 portfolio, that's $750/year. On $500,000, it's $1,250/year. For investors who want a fully managed, hands-off experience and are willing to consolidate assets, that can be worth it. For investors who want to stay in control of where their money is held, it isn't the right fit.

Betterment operates on a similar model to Wealthfront—a robo-advisor that requires you to hold assets in a Betterment-managed account, also at 0.25% AUM on the base tier.

Betterment has strong tax-loss harvesting and a clean interface. Its socially responsible investing options are more developed than most competitors. But the same structural limitation applies: it manages what's inside Betterment, not what's spread across your existing accounts.

If your goal is a unified dashboard showing your Fidelity 401(k) next to your Coinbase holdings next to your Schwab IRA, Betterment doesn't do that. It manages its own slice of your portfolio and leaves the rest invisible.

Kubera is a net worth tracker built for investors with complex portfolios—including alternative assets like real estate, private equity, and crypto. It connects to traditional brokerages and crypto wallets, and lets you manually add assets that don't have a live data feed.

The interface is clean and the coverage is broad. If you want a single number that reflects everything you own, Kubera does that well.

What it doesn't do: AI recommendations, trade execution, or any form of portfolio analysis beyond visualization. It's a sophisticated spreadsheet with live connections. For investors who want to understand their allocation and track performance across asset classes, that's genuinely useful. For investors who want guidance on what to do next, Kubera stops short.